- 5460 Babcock Rd Suite 120, San Antonio, TX 78240
- 888-377-7322
Your assets from market losses
Retirement income for life
Your investments and income sources
Professionals at Annuityverse have spent over two decades helping Dallas-area retirees protect and grow their money and create income security with lifetime guarantees.
We provide objective guidance in your best interest about when annuities may be right for your situation, and how to customize features for your specific needs.
Working independently with more than 40+ highly-rated insurance companies allows us to select from among top carriers and identify the most competitive products in the marketplace.
Unwavering focus on retirement income planning since 2001.
At Annuityverse, we measure success by how well our clients sleep at night, one person and one family at a time.
We proudly serve retirement-focused individuals and families throughout the Dallas-Fort Worth area, including:
Our four-step “EASI” process has guided countless individuals and families from retirement anxiety to complete confidence in their future income and asset protection plan.
Answer your annuity questions in plain English, including explanations of your options, features, benefits, drawbacks, fees, and tax implications without confusing jargon or sales pressure.
Comprehensive analysis of your financial situation, risk tolerance, and retirement goals to identify strengths, potential gaps, and highlight exactly what you need from your retirement income or asset protection plan.
Development of personalized income strategies integrating annuities as needed with your assets and other income sources for optimal tax efficiency and income security.
Expert guidance through carrier and product comparison, selection and application process, with ongoing service and support.
We’ve built our reputation on decades of honest guidance, full transparency, and putting client interests ahead of our own.
Licensed and focused on retirement income planning since 2001, with expert understanding of optimal strategies to maximize retirement income and growth potential for the long term.
Working with 40+ insurance carriers means finding optimal solutions for your needs, with recommendations based on your goals, income needs, and resources. We advise against annuities when they may not be in your best interest or appropriate for your situation.
Ongoing support from initial consultation through implementation, with ongoing service and support, from a licensed and caring professional. Read our reviews!
Full and transparent disclosure, including fees and fine print. You can expect an honest assessment of your goals, needs and financial situation. Any recommendation will be suitable and in your best interest as determined by a licensed professional.
We help you transform a portion of your retirement savings into predictable income streams through strategic analysis of your complete financial picture, and in coordination with Social Security and pensions.
Comprehensive evaluation of all annuity types with honest assessment of which products align with your risk tolerance, income needs, and long-term goals.
Strategic development of guaranteed income foundations that ensure your essential expenses are covered throughout retirement.
Pressure-free analysis of whether annuities belong in your retirement plan, including detailed comparison of costs, benefits, and alternative strategies.
An annuity is a contract with an insurance company where your money (either in a lump sum or series of payments) purchases certain guarantees—such as growth, principal protection, and lifetime income. Whether you're planning retirement in Highland Park or preparing to downsize from your home in Plano, annuities can provide predictable income streams to supplement Social Security and pensions.
Annuities are backed by the financial strength and claims-paying ability of the issuing insurance company. Unlike bank accounts, annuities are not FDIC-insured. We work exclusively with highly-rated carriers to provide Dallas area retirees with secure retirement income solutions.
Fixed and fixed index annuities (FIA) protect your principal against market loss. An important consideration given economic fluctuations that can affect retirees throughout the DFW metroplex. Variable annuities carry market risk, so account value can fluctuate up or down with the market, depending on risk.
Yes, but withdrawals may be limited. Most contracts allow penalty-free withdrawals of 5–10% annually. Larger withdrawals may trigger surrender charges and/or Market Value Adjustments (MVAs). This flexibility is important for Dallas retirees who may need funds for unexpected medical expenses, home repairs, or family needs.
Most annuities include a death benefit. Lifetime income distributions will draw down account value, with any remaining balance passing directly to named beneficiaries, and avoiding probate. Income annuity payments can also be structured to continue for a surviving spouse, an important consideration for married couples throughout Dallas, Richardson, and surrounding communities.
Variable annuities often include mortality & expense charges, fund expenses, and rider fees. We provide complete transparency about all costs before you make any commitment.
Yes. Withdrawals from qualified annuities (IRAs/401(k)s) are taxed as ordinary income. Non-qualified annuities are taxed only on the earnings portion, with distributions taxed first, and penalties before age 59½. Non-qualified income annuities spread out taxes over many years using an 'exclusion ratio'. Texas has no state income tax, which can be advantageous for retirees managing their federal tax liability.
A thorough review of your goals, income needs, and risk tolerance should be conducted before making a recommendation. Annuityverse is able to compare products across multiple carriers, giving Dallas-area clients access to the most competitive annuity options available in the marketplace.
These are optional add-ons that guarantee lifetime income or enhanced benefits. They often come with additional fees, so they should be chosen only when they align with your goals. Many Dallas retirees find these valuable for ensuring income security, but we only recommend them when they truly benefit your specific retirement plan.
Yes. Withdrawals from qualified annuities (IRAs/401(k)s) are taxed as ordinary income. Non-qualified annuities are taxed only on the earnings portion, with distributions taxed first, and penalties before age 59½. Non-qualified income annuities spread out taxes over many years using an 'exclusion ratio'. Texas has no state income tax, which can be advantageous for retirees managing their federal tax liability.
There is no "one-size-fits-all." Many retirees allocate 20–40% of assets for guaranteed income, depending on their needs, lifestyle, and risk tolerance. A retiree in University Park may have different income needs than someone living in McKinney or Arlington, which is why we customize strategies for your specific situation.
The insurance company pays the agent a commission directly. This does not come out of your premium, or reduce your account value.
Independent agents may work with multiple carriers. Recommendations are based on your goals, financial situation, and product terms and features that best meet your needs. Our independence means we can compare options across 40+ carriers to find the best solution for your retirement, whether you're in downtown Dallas or the northern suburbs.
Yes. We serve clients across the entire metroplex—from Preston Hollow and Lake Highlands to Collin County communities like Allen and The Colony, and west to Las Colinas and Coppell. We offer both in-person consultations and virtual meetings to accommodate your schedule and location preferences, making it easy whether you're near the Galleria Dallas or anywhere along the Sam Rayburn Tollway.
Agents are compensated by commission from the insurance company, but are still required to act in your best interest under state suitability and "best interest" regulations. Depending on an agent's outside business activities, any conflict, or potential conflict, , of interest should be fully disclosed.
The timeline varies based on the annuity type and your specific situation. Simple fixed annuities can often be established within 2-3 weeks, while more complex strategies may take 4-6 weeks. We guide you through each step and keep the process as efficient as possible, whether you're meeting with us in person or working with us virtually from your home in Southlake or Rockwall
Absolutely. We analyze how annuities integrate with your 401(k), IRA, pension, Social Security, and other income sources to create a complete retirement income strategy. Dallas retirees benefit from understanding the full picture—not just individual products—so you can enjoy retirement with confidence whether you're staying local or planning to travel.
Consult with an Annuityverse specialist to evaluate your goals, needs, and options.
“We were worried about outliving our money after seeing our 401(k) fluctuate so much with the markets. Annuityverse helped us create guaranteed monthly income, plus protected growth investments. It’s great to know we have income for life, and that a part of our money is protected and growing outside of the market.”
Our clients’ peace of mind is our greatest measure of success.
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